Microsoft · AI-Powered Productivity Assistant
Microsoft's AI assistant, available as a free Copilot app and built into Microsoft 365 apps like Word, Excel, Outlook, and Teams for document creation, analysis, and workflow help.
Best for
Individuals and teams using Microsoft 365 and Windows who want AI inside the apps they already use
Not ideal for
Non-Microsoft users or those needing a standalone general-purpose AI
Who it's for
Individuals and teams standardised on Microsoft 365 who want AI embedded in Office apps and Windows
Copilot (free)
Free
Billed monthly
Microsoft 365 Personal
$9.99/month
Billed monthly
Microsoft 365 Family
$12.99/month
Billed monthly
Microsoft 365 Premium
$19.99/month
Billed monthly
Microsoft 365 Copilot Business
$18/user/month
Billed annual
Free tier limits: The free Copilot app is a limited version subject to available capacity and limits. Microsoft 365 Copilot Chat is free with eligible business plans.
Note: Business prices shown are per user per month, paid yearly. Enterprise pricing for Microsoft 365 Copilot is sold through Microsoft's enterprise plans.
API pricing
Microsoft 365 Copilot APIs in Microsoft Graph; each user needs a Microsoft 365 Copilot license
Available models
OpenAI
Knowledge workers who need one AI subscription covering writing, research, coding, image generation, and team collaboration
FreemiumResearch with real-time data, Google Workspace users, and multimodal tasks
FreemiumNotion
Teams already using Notion who want AI agents and writing assistance embedded in their existing docs, databases, and meetings
Paid
Cohere
Large enterprises and public-sector organizations in finance, healthcare, telecom, energy, manufacturing and government that want employees building and sharing agents and automations, but must keep data and inference in their own VPC, on-premises or air-gapped environment with per-user and per-group token limits and spend tracking down to each agent
CustomMid-size and large organizations, especially Google Cloud or Google Workspace customers, that want to give employees one governed agent for knowledge work, data analysis and light coding across Workspace, Microsoft 365, Slack and systems like Salesforce, Jira and BigQuery, with per-agent identity, audit trails and per-project spend caps
PaidMicrosoft Copilot is an AI assistant powered by OpenAI's latest GPT-5.x models (with model choice in Microsoft 365 Copilot) and integrated across Microsoft's product ecosystem. It exists in two main forms: the Copilot app, a general assistant for questions, search, and content creation that is free to use (subject to capacity and limits) on the web, Windows, macOS, iOS, Android, and Edge; and Copilot inside Microsoft 365 apps, which embeds AI into Word, Excel, PowerPoint, Outlook, and Teams. Consumers get Copilot in the Office apps through Microsoft 365 Personal, Family, and Premium subscriptions. For businesses, Microsoft 365 Copilot Chat comes at no extra cost with eligible Microsoft 365 plans, while the full Microsoft 365 Copilot — grounded in work data from email, files, meetings, and chats — is sold as a per-user add-on or bundled into Business Standard and Business Premium plans. Developers can extend it through the Microsoft 365 Copilot APIs in Microsoft Graph, which require a Copilot license. (GitHub Copilot, the coding assistant, is a separate product with its own listing.) For organisations already standardised on Microsoft tooling, Copilot offers the lowest-friction path to AI integration; it is more valuable as an AI layer embedded in existing Microsoft workflows than as a standalone assistant.
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