
Terrasoft, Inc. · Tab: AI Agent You Text to Book, Order, Pay, and Make Phone Calls for You
Tab is a personal AI agent you text over iMessage or WhatsApp to get errands done rather than answered: it uses its own cloud computer and browser to book, order, and fill in forms, places phone calls to businesses and waits on hold, and pays invoices or checks out with a saved card only after you approve the exact total. It suits busy individuals who want to hand off real-world chores from a message thread, provided they can get into its private beta.
Best for
Busy individuals who want errands that need a phone call, a website checkout, or a bill payment handled from an iMessage or WhatsApp thread, with an approval step before any money moves
Not ideal for
People who need guaranteed access or published pricing today, teams that need shared workspaces or admin controls, developers looking for an API, and anyone unwilling to trust a beta service with saved logins and payment cards
Who it's for
Individual consumers and busy professionals who want an assistant in their texts that completes bookings, calls, orders, and payments rather than explaining how to do them
Tab's pitch is the step most assistants skip: it does not stop at an answer, it makes the call, fills the checkout, or pays the invoice, and it puts an explicit approval in front of every charge. The published security design, with passwords and card data kept out of the AI's context and checkouts bound to an approved total, is more detailed than most consumer agents offer at launch. The catch is availability and cost. Tab is a waitlisted private beta, its wallet and checkout features are still limited beta, and no pricing is published, so it is something to sign up for and evaluate rather than plan around. Poke and Hark Pro are open to sign up now, and Fo is the closest match if phone calls and purchases are the main need.
Who should use it
Individuals who spend time on hold, rebooking, reordering, or paying bills on websites and would rather approve a summary in a text thread, and people comfortable joining a beta and saving logins and a card with a new service.
Who should skip it
Anyone who needs an assistant available today or a known monthly cost, teams that need shared workspaces, admin controls, or an API, people who do not use iMessage or WhatsApp, and anyone uncomfortable letting a young company hold saved logins and payment cards.
Private beta
Not published
Note: Tab does not publish pricing, and its terms say joining the waitlist does not guarantee access, timing, pricing, or availability, and that Terrasoft may apply usage, spending, merchant, or capability limits during the beta. Purchases you approve are charged at the merchant's price to the card you add, and you are responsible for taxes, shipping, subscriptions, and returns.
Modalities
Text, Images, Documents, Video, Voice notes, Phone calls
Rescheduling by phone
Some changes can only be made by calling. Tab can place the call, wait on hold for up to an hour, and text back who answered and what was agreed, so you do not need to stay on the line.
Buying the right part
You can send a photo of the broken item, let Tab find a compatible replacement within your budget, approve the exact item and total in the thread, and get the receipt and delivery updates afterward.
Paying a bill that lives behind a login
With a saved login, Tab can download the statement from the provider's site and, if checkout is enabled for you, prepare the payment for your approval, keeping the password and card details out of the chat.
Tab vs. Poke
Poke is a texting assistant focused on your Gmail or Outlook inbox, calendar, reminders, and connected apps, with MCP support, a developer API, and published Free, Pro ($19/month), and Ultra plans; real-world calls and reservations go to a human operator on Ultra. Tab handles calls, website checkouts, and bill payments itself, but is a waitlisted private beta with no published pricing.
Tab vs. Fo
Fo is Wajo's errand agent that calls businesses, emails from its own address, and checks out with single-use cards, with trained human assistants for tasks that need a person. Tab is reached by text over iMessage or WhatsApp, pays with a card you save in its vault after approval, and does not document a human-assistant layer.
Tab vs. Hark Pro
Hark Pro is a chat app for web, iOS, and Android whose Handoff cloud computer orders, books, and pays on websites, with a free plan and published paid tiers. Tab offers similar browser errands from inside iMessage or WhatsApp and adds outbound phone calls, but access is through a private-beta waitlist.
Tab vs. Muse
Muse is Meta's personal agent in a dedicated cloud VM, used from its own apps on iOS, Android, the web, and Mac, requiring a Meta account and limited to certain locations. Tab is an independent service you reach by texting, with no app to install, and is in private beta.
What is Tab?
Tab is a personal AI agent from Terrasoft, Inc. that you text over iMessage or WhatsApp. Instead of telling you how to do something, it uses its own computer and browser, phone calls, and saved cards to book, order, call, and pay on your behalf, asking for your approval before it spends money.
How do I get access to Tab?
Tab is in private beta. You join the waitlist on tab.bot with your name and mobile number, then send Tab one text to finish signing up. Its terms say joining the waitlist does not guarantee access or timing and that people may be invited in stages, and its privacy policy describes a referral program tied to the waitlist. Tab's September 11, 2026 changelog entry, however, says everyone who wants in gets in and new people have their Tab within a couple of minutes, so actual wait times may be short, but access is not guaranteed.
How much does Tab cost?
Tab does not publish pricing, and its terms say joining the waitlist does not guarantee pricing. Purchases you approve are charged to the card you save with Tab at the merchant's price, and you remain responsible for taxes, shipping, subscriptions, and returns.
Can Tab spend money without asking?
No. Before any payment, Tab shows what it is buying, the total, and who gets paid, and nothing is charged until you approve. Its security page says the checkout is bound to the approved merchant, cart, recipient, and total, and that a changed target or uncertain outcome stops the payment rather than retrying it. Bank or card verification steps such as 3-D Secure may require you to step in.
Can Tab make phone calls for me?
Yes. Tab can call a hotel, doctor's office, restaurant, or vendor, wait on hold for up to an hour, ask your questions, and report back in the thread. The privacy policy says a call is transcribed or recorded only when that is configured and notice or consent requirements are addressed, and the terms say you must have permission to contact the people involved.
Which messaging apps does Tab work with?
Tab works in Apple Messages (iMessage) and WhatsApp. You choose one when you sign up and can add the other later, and both share the same memory.
Does Tab use my data to train AI?
Co-founder Ammar Amdani told TechCrunch that users' data is never used to train AI. Tab's privacy policy says Terrasoft does not sell personal information and lets you request access, correction, or deletion; it does not address model training directly.
Tab vs Poke: what is the difference?
Both are assistants you text. Poke centers on watching your Gmail or Outlook inbox, calendar, and connected apps, has published Free, Pro, and Ultra plans, and is open to sign up. Tab centers on completing errands itself with its own browser, phone calls, and approved card payments, but is a waitlisted private beta with no published pricing.

The Interaction Company of California (Cognition)
Busy individuals, founders, and developers who live in their messaging apps and want an assistant that watches Gmail or Outlook, their calendar, and personal or work apps, and texts them first when something needs attention
FreemiumWajo, Inc.
Busy professionals, parents, and other consumers who want phone-heavy errands such as bookings, cancellations, vendor quotes, gifts, and orders finished for them, and who are comfortable with an agent that acts through its own phone number, email address, and payment cards
Freemium
Hark (Hark Labs Inc.)
Consumers who want one free app on their phone and the web to remember their preferences and carry out errands, bookings, and inbox follow-ups on real websites
FreemiumMeta
U.S. consumers comfortable in Meta's ecosystem who want a background agent to handle errands, purchases, forms, and planning with approval gates
FreemiumTab starts in the messaging app you already use. You text it a job the way you would text a capable assistant, such as finding and booking a flight, calling the hotel to move a reservation, turning a PDF into a spreadsheet, or ordering the right replacement part, and you can attach photos, screenshots, documents, or video. Tab asks when something is unclear, sends short progress updates, and brings the result back to the same thread, and it keeps working if you leave. Behind the thread it has its own computer and browser, so it can open websites, sign in with logins you save, download a statement or ticket from behind a login, make files, and publish a simple web page for you. When a task needs a phone call, it calls the hotel, doctor's office, restaurant, or vendor, can sit on hold for up to an hour, and reports who answered and what was agreed. When a task costs money, it shows you what it is buying, the total, and who gets paid, and nothing is charged until you approve. Tab can also connect to accounts such as Gmail, Calendar, Slack, GitHub, Linear, and Notion, join group chats as a shared assistant, set reminders and recurring checks, and track deliveries and bookings after the fact. Most of its design effort goes into trust boundaries: saved passwords are encrypted and filled without the AI seeing them, cards live in a separate vault and are entered on a private page rather than in chat, and a checkout is bound to the approved merchant, cart, and total before payment. Tab is operated by Terrasoft, Inc., and TechCrunch reported its emergence from stealth on October 7, 2026. The tradeoffs are significant for now: Tab is a private beta with a waitlist and staged invites, wallet and automated checkout are limited beta features that may not be available to every user, no pricing is published, only iMessage and WhatsApp are documented as channels, and no team, admin, or developer API offering is documented. It fits individuals who would rather delegate a call or a purchase than research how to do it, and fits less well for anyone who needs guaranteed access or published costs today.
Tab announced on October 6 that it had emerged from stealth at a $300 million valuation, TechCrunch reported. Investors include SV Angel, Valar Ventures, and American Spirit, and the company declined to share exact funding details. Co-founder Ammar Amdani told TechCrunch the company is growing mostly by word of mouth.
Tab began following up on orders, flights, and packages until they arrive, started hearing the other side of a phone call word by word so it can change course mid-call, and gained access to 16 more services for voice, video, music, and images.
Tab can now check out on websites with a card you add through a one-tap link, within a budget you set, and new users choose Messages or WhatsApp at sign-up, with the same memory on both.
Each group chat you add Tab to gets its own Tab that hears everyone, keeps private details out of the group, and moves anything involving money or passwords to a one-on-one thread.
Tab's phone calls can now wait through up to an hour on hold instead of ten minutes, and it can set the language and voice for each call.
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